Punto Banco: the game
Punto Banco is an American variation of the famous Baccarat game in which the dealer works exclusively with an eight-deck shoe. It is a popular game that depends purely on the chance to win. The objective of Punto Banco is to bet on the likelihood of either the banker or a player getting a score as close to 9 as possible. The totals of each hand are calculated by summing up the values of cards held. Cards numbered 1-9 correspond to their face value in points, while the king, the queen, the jack and the number 10 have zero points. If the total sum of the cards in hand exceeds 9, then the value is reduced by 10, and the outcome is taken as the total.
A maximum of twelve players can participate in a game at a time. The casino is designated as the banker while the highest bidder is considered the player. Players also have the option of betting on a tie between the banker and the player. The cards are first dealt face-down. They are then turned over, and the caller counts the points secured by each player. If any player gets 8 or 9 points in the first round, they are declared the winner, and no more cards are dealt. A player who gets between 0 and 5 points is allowed another hit. If a player gets anything above that range, then they are required to stand.
The highest payoff comes from betting on a tie between the banker and the house with an 8:1 percentage. Betting on the player’s game yields a 1:1 payoff while betting on the banker yields a 5% deduction because in most cases the house always wins.
Punto Banco: the rules
Punto Banco is a variant of Baccarat, one of the most popular casino games.
This is a game of odds between the banker and the player. In this game, there are fixed rules and cards are dealt according to them. The main objective of the game is to bet on whose hand, the player or the banker, will be closest to the number 9. There are three bets available; the banker’s, the player’s, or a tie between banker and player.
Punto Banco is extremely popular because it is straightforward to play and even a beginner can learn the rules and begin enjoying the game without much hassle.
Players. The game is played on an oval table involving a croupier or dealer and the players. A maximum of twelve players can participate in a single Punto Banco game session. Only the players seated at the table are allowed to place their bets. One a bet is placed; you cannot change your decision.
Card values. The game is played with a standard deck of cards, including the face cards as well as the suit cards. Aces are worth one point. The cards numbered 2 to 9 are worth their face value. Tens, Jacks, Queens and Kings are each worth zero points.
Playing. Once all bets have been placed, the cards are first dealt face-down to the players and lastly the banker. This is done again for two cards each in the first round. The cards are then turned face-up, and the dealer counts the points and announces the totals garnered by each player. If anyone has a total of 8 or 9 in the first round, no more cards are dealt to the players, and the highest score wins the game.
If no one has a total of 8 or 9, the game continues. If any player has a score of 0 to 5, then they will draw one more card. If you get a score of between 6 and 7, then you have to stand. The banker draws according to his hand or if the player drew. If the banker has a score of 0-2, then he will always draw. If he has a score of 3, he will draw against players with 0,1,2,3,4,5,6,7 and 9.
Payment. Punto banco has one of the lowest house advantages among most casino games.
The banker pays a 5% commission to the house on all winning bets. The player or Punto attracts a house edge of just 1.24% while the Banco or banker has an advantage of 1.06%. On the event that you bet on a tie, you attract the highest house advantage of 14.44 %. It is unwise to bet on a tie because this is rarely ever the outcome in a game.
This game attracts many players due to its special mystique. It is regarded as a game for high rollers, but anyone can enjoy playing it. Many casinos set aside exceptional rooms for Punto Banco games. There are also floor supervisors to keep an eye on the games and the many dealers having fun.
Punto Banco: the strategies
Punto Banco is a game where both beginners and experts have a big chance of winning. Most novices find it is quite easy to learn the game as most online casinos provide you with helpful tips as you play. Once you understand the basics, establishing your own strategy will make the game quite easy and enjoyable, and in no time winning will be a routine. The basics of this game are that you are required to score as close as possible to the number 9. You have three options to bid on; the banker, the player or tie. Let’s have a look at some of the strategies you can employ to ensure a win.
- In order to win, you must understand the way the game works. Most players are against betting on the banker because they view it as betting against themselves. However, you should remember that in Punto Banco, the winner is the person who bets on the winning hand and not the one who plays.
- It is often better to bet on either the player or the banker. In most cases the odds are always in favour of the two, considering that they provide even odds. Betting on a tie rarely yields a win. The most common winner is the banker because of the third card rule.
- Spot a pattern. Spotting a pattern is often helpful in learning your opponent’s strategy. This will make it easier for you to effectively implement your winning strategy. You may observe and record the winnings and losses of opponents with a hope of spotting a pattern. You can then adjust your strategy to combat your opponents appropriately.
- It is important to note that no hand is a winning or a losing in this game. This ensures that the game retains a bit of suspense and makes it all the more enjoyable.
- Bet on the hand that previously won. Streaks are a common occurrence in Punto Banco, and this strategy may increase your chances of a win.
- Use the evens chance gambling system to raise your stakes. This system involves betting your winnings in a 1-3-2-4 series. In this system, bet 1 is 1 unit, 2 is 3 units, bet 3 is 2 units and bet 4 is 4 units. If you lose, revert back to bet 1. The advantage of this system is that you risk a low number of units with a chance of winning a higher number.
- You can reduce the house advantage by looking for games with smaller vigorish (casino’s commission). This will increase our earnings when you bet on the banker.
Using Punto banco strategy will make the game more fun and help you win. It is easy to learn as long as you are interested. You can increase excitement by playing the game using betting systems. You can also take advantage of any available bonuses to enhance your playing experience. The more you play, the more you become an expert. This is the main way to increase your chances of winning.
Another variant of Baccarat: Chemin de fer
Chemin de fer is a Baccarat game which differs to the two other variations, Punto Banco and Baccarat Banque as it is a game where players bet against each other.
Chemin de fer originates in France and literally translated means ‘railway’. The game is played using six shuffled card decks and is traditionally played by between eight and twelve players. The game is controlled by a croupier who sits between the first and the last player; the croupier is assisted by two dealers who handle the bets.
There are a number of things to be aware of on the Chemin de fer table, look out for two squares, ‘Banque’ which is used for bets on the banker and ‘Reliquat’ which is used for part of the banker’s bet not covered by players. At the centre of the table is a slot for used cards which is called the Panier and another slot for the casino’s Baccarat commission on winning bets which is called the Cagnote.
Once the game begins, the player sitting to the right of the Croupier takes on the role of Banker; players take turn to take on the role of Banker, and it is down to the Banker to put forward an amount he is willing to risk, the other players can go all in against the Banker by announcing Banco! This can only be done by one player so if more than one player declares Banco precedence is given to the player on the Banker’s right.
Following on from this, the croupier deals four cards in total, two to himself and two cards to the players, the player who makes the highest bet is chosen to represent all the players. The Player and the Banker then reveal their cards, and if either or both have the total 8 or 9 (natural), then the game is decided immediately (the higher total of cards wins). If the win is not on the hand (natural), there are a number of other rules that can be followed.
If the Player beats the Banker then all the players are paid out in the ratio 1:1, if the Banker wins the player’s losing bets are passed to the banker, in the event of a tie the bets remain on the table to be determined by the next round.
Play for real money
Punto Banco is available on all the best online casinos. These are our favourite casinos, and they all offer at least a version of the game where you can play Punto Banco (and also other variants of Baccarat) for real money.
|1||Slotnite||100% match up to £500 plus up to 200 bonus spins|
Welcome offer is valid for New Players only. Welcome offer is valid for the first 3 deposits only. Minimum Deposit of £10 required. Welcome offer may not be claimed in conjunction with any other promotion. Bonus spins are restricted to certain slots. Wagering is 35 times the total of bonus money plus deposit. Bonus Spin winnings also carry a 35x wagering requirement. Wagering must be completed before any funds can be withdrawn. 18+ Full terms and conditions apply.
|2||Casiplay||100% up to £200+30 spins on 1st deposit|
Terms and Conditions apply. New players only. 18+. Min deposit 20£. Welcome package split over 4 deposits. 35x wagering applies to match up bonus.
|3||West Casino||100%up to £400 match and 150 spins|
|A safe casino accepting Bitcoins|
New players only. Extra spins on 1st deposit bonus are for use at the Guns ‘N Roses slot. Extra spins from the third deposit bonus are for use at the Volcano Riches slot. Min deposit of £20 is required to be eligible for all deposit bonuses. Only one bonus can be active at a time. Most slots and all keno games contribute 100% to the wagering requirements. There are a few slot exceptions that only contribute 30%; No other game types contribute to the wagering requirements. Max single bet when using bonus funds is 20% the amount of the initial bonus.
Full terms and conditions apply.
|4||Mr.Play||100% up to £200 plus 100 spins|
|Casinos players love this one!|
New depositing players. Min deposit £10. 18+. Wagering requirements apply 35x. Offer valid for 24hr. 100 spins include 3 deposits.
|5||Red Spins||100% up to £200 OR 50 Spins without wagering (code: SPINS50)|
18+ New customers only. Choose the welcome bonus between the two options. 100% Bonus Up To £200 on first deposit only, Min Dep £10, Max Bonus £200, 40x wagering, Max 5x conversion. Full T&Cs Apply
|6||All British Casino||100% up to £100 +10% Cashback Always|
Welcome bonus for new players only. Maximum bonus is 100% up to £100. Minimum deposit is £20. No maximum cash out. Wagering is 35x bonus. Maximum bet while playing with a bonus is £5. Cashback is cash with no restrictions.
|7||Casino Big Apple||Welcome package up to £/€/$500|
New Players Only. Wagering occurs from real balance first. 50X wagering the bonus. Contribution may vary per game. Available on selected games only. The wagering requirement is calculated on bonus bets only. Bonus is valid for 30 Days from issue. Max conversion: 5 times the bonus amount. Excluded Skrill deposits.
|8||WinStar Casino||Up to £250 + 100 Bonus spins|
Opt-in required. 18+ only. New customers only. First two deposits only. Maximum bonus is £250, plus 100 bonus spins. Bonus spins valid on select slots. Wagering Requirement of 45x Bonus Amount. Max bet £5 per bet. Max conversion £1,000. Neteller / Skrill deposits not permitted. Bonuses expires after 7 days.
|9||PlayOjO||50 free spins on First deposit without wagering + extra 30 free spins|
|A great casino with no wagering requirements!|
No wagering requirements – Extra 30 free spins must be claimed within 3 days
|10||Vera&John||100 Bonus Spins with no wagering requirement for a deposit of just €10|
New players only. 100% bonus, minimum €10 deposit. Full terms and conditions apply.